Meagen SetterThe 5 Best Pet Insurance Agencies in Vancouver
Pet insurance is a great way for owners to relax because it ensures that their beloved companion is taken care of if any health issues arise.
If you\’re thinking of adopting a new pet or you already have a long-time best friend, it\’s best to consider getting pet insurance to give yourself peace of mind.
That said, we\’ve scoured the city to find the best pet insurance agencies in Vancouver. So, let’s go find out more!
How Much Does Pet Insurance Cost in Vancouver
Comprehensive pet health insurance will usually include a full package of services such as annual checkups, vaccinations, flea and tick treatments, spay and neuter surgeries, dental care, and emergency treatments.
This is why this can cost up to CAD 100. On the other hand, accident-only insurance will be around CAD 58 per month as it only covers sudden and unexpected illnesses and accidents.
Check out the table below as we\’ve listed some of the most common insurance policies these companies offer and their average estimated cost.
Best Pet Insurance Agencies in Vancouver
Deciding on a pet insurance policy can be a difficult task, as there are many different plans and options available.
Some of the factors you should consider include coverage, benefits, cost, exclusions and limitations, and reputation of the insurance provider. This is why we\’ve evaluated these agencies based on the criteria below:
1. Habitat Insurance Agencies Ltd.
| CRITERIA | RATING |
| Variety of Insurance Plans | ★★★★★ 5/5 |
| Coverage | ★★★★★ 5/5 |
| Benefits | ★★★★★ 5/5 |
| Rates | ★★★★☆ 4/5 |
| Payment Options | ★★★★★ 5/5 |
| Discounts | ★★★★☆ 4/5 |
| Responsiveness | ★★★★☆ 4/5 |
| Client Service | ★★★★★ 5/5 |
Habitat Insurance Agencies Ltd. has been family-owned and operated for over 25 years. They offer their clients a wide variety of insurance packages to suit their individual needs.
We found it impressive that they have had clients that have been with them since 1978. It\’s also refreshing to know that all of their insurance brokers have extensive years of experience and receive annual training.
Now, this company’s pet insurance coverage is quite comprehensive, as it has a wide range of coverage. This includes all ages and breeds of cats and dogs, 80% of veterinary fees, medical conditions from accidents, and many more.
Notably, they have teamed up with Petsecure Pet Health Insurance, one of the oldest pet insurance companies in Canada, which lets them offer a 5% discount.
Having said that, we\’re not big fans of their relatively higher rates. However, we think this is reasonable given the broad scope of their pet insurance coverage.
We also appreciate how easy it is to request a quote from them, as you only need to call or send them an email.
All in all, we find Habitat Insurance Agencies Ltd. to be a great choice for pet owners who are looking for comprehensive pet insurance coverage.
Pros
- Wide variety of insurance packages
- Experienced staff
- Comprehensive pet insurance policy
- 5% discount for new clients
Cons
- Relatively higher rates
- Closed on Sundays
Client Reviews
Great rates and transparent coverage
\”I am so thankful to have found Grace C. at Habitat Insurance! She was fantastic! She understood my needs, clarified coverage, secured great rates, and worked at lightening speed to get me covered…\” -Kirstyn E.
Well-organized
\”Grace and team are very well organized keeping me insured for the appropriate amounts, always ensuring timely reminders for upcoming policy renewals…\” -Christian J.
2. Alteri Insurance
| CRITERIA | RATING |
| Variety of Insurance Plans | ★★★★☆ 4/5 |
| Coverage | ★★★★☆ 4/5 |
| Benefits | ★★★★★ 5/5 |
| Rates | ★★★★★ 5/5 |
| Payment Options | ★★★★★ 5/5 |
| Discounts | ★★★★★ 5/5 |
| Responsiveness | ★★★★★ 5/5 |
| Client Service | ★★★★☆ 4/5 |
Alteri Insurance is a full-service insurance brokerage company that specializes in customizing insurance plans for professionals and business owners.
We were immediately impressed by the fact that their team has more than 100 years of experience. This made us sure that the team had a lot of knowledge and experience to draw from when making insurance plans for their clients.
This establishment\’s pet insurance policies are designed for dogs and cats and provide coverage for medicine, necessary surgeries, accidents, x-rays, and many more.
We also appreciate that Alteri Insurance has no breed restrictions on their pet insurance policies. This allows anyone to find a plan that works for them regardless of the breed of their cat or dog.
What we liked best about this company is that their whole insurance process can be done online. From requesting a quote to purchasing your chosen insurance plan, you can do it all from the comfort of your own home.
Unfortunately, once you cancel your policy, it cannot be reinstated because the coverage must be rewritten. Even so, the convenience of the process plus the great client service make this company worth considering for your insurance needs.
All in all, we highly recommend Alteri Insurance, as they\’re one of the best pet insurance agencies in Vancouver.
Pros
- Full-service insurance brokerage company
- Experienced team of insurance brokers
- No breed restrictions on their pet insurance policies
- Whole process can be done online
Cons
- Insurance policies cannot be reinstated
- Limited to cats and dogs
Client Reviews
Makes clients feel comfortable
\”I had an excellent experience dealing with Alteri Insurance Broker. Even more with the Insurance Specialist – Luiz Dittert. He has helped in many ways and I felt really comfortable during the process…\” -Henrique A.
Great communication and support
\”I had an exceptional experience. The communication and support definitely made me a loyal client. They delivered what I needed simply…\” -Ash K.
3. Goose Insurance Services Inc.
| CRITERIA | RATING |
| Variety of Insurance Plans | ★★★★★ 5/5 |
| Coverage | ★★★★★ 5/5 |
| Benefits | ★★★★★ 5/5 |
| Rates | ★★★★☆ 4/5 |
| Payment Options | ★★★★★ 5/5 |
| Discounts | ★★★★☆ 4/5 |
| Responsiveness | ★★★★☆ 4/5 |
| Client Service | ★★★★★ 5/5 |
Goose Insurance Services Inc. is a Vancouver-based insurance company that was founded in 2017. This establishment makes getting insurance as simple as possible by providing a convenient app where you can do so.
We particularly liked that their app is free! Interested clients can get a quote in as little as 60 seconds, too!
In our opinion, this is beneficial for clients, as they don\’t need to make the time to meet with an insurance representative, which can be a hassle.
However, if you prefer discussing your options with an insurance agent first, the company has a large team of licensed insurance agents. They can provide their clients with guidance in navigating the insurance process.
This organization\’s extensive pet insurance policies are our favorite aspect. This includes over CAD 40,000 in annual coverage, a CAD 10,000 incident limit, and lifetime coverage for pets of up to CAD 200,000.
Moreover, their policies include dental and prescription coverage, cancer coverage, and mortality benefits.
Having said that, we\’re not big fans that they’re closed on weekends. We also think they should have more insurance packages, such as property and mobility insurance.
Despite that, we honestly think Goose Insurance Services Inc. is one of the best pet insurance agencies in Vancouver, as they provide convenient and comprehensive pet insurance policies.
Pros
- 90% of policies purchased on the Goose app
- Big team of licensed insurance agents
- Extensive pet insurance policies
Cons
- Closed on weekends
- Limited insurance plans
Client Reviews
Accessible mobile app platform
\”The Goose Insurance App caught my eyes when I was browsing the app store. It was well designed and made so easy to sign up and get insurance in seconds…\” -Geoffrey C.
Reasonable prices
\”Very easy and convenient to purchase insurance! Great app! And very reasonable prices. Highly recommend…\” -Mike Z.
4. British Columbia Automobile Association (BCAA)
| CRITERIA | RATING |
| Variety of Insurance Plans | ★★★★★ 5/5 |
| Coverage | ★★★★★ 5/5 |
| Benefits | ★★★★★ 5/5 |
| Rates | ★★★★★ 5/5 |
| Payment Options | ★★★★★ 5/5 |
| Discounts | ★★★★★ 5/5 |
| Responsiveness | ★★★★☆ 4/5 |
| Client Service | ★★★★☆ 4/5 |
The British Columbia Automobile Association (BCAA) provides a wide variety of plans for its members, ranging from vehicle, travel, pet, and home insurance.
Members of the BCAA can get discounts on these insurance plans, and clients can change their plans to meet their needs and fit their budgets.
The BCAA\’s pet insurance policies are designed to help cover the costs of veterinary care, medications, and other pet-related expenses.
In addition, BCAA\’s pet insurance plans also provide coverage for accidental death and theft, as well as routine care, such as vaccinations and spaying/neutering.
What we found most impressive, however, was that they also have helplines that are open 24 hours a day, seven days a week, and staffed by qualified veterinary technicians.
If there\’s one drawback that we noticed about them, it\’s that you have to be a member of their organization in order to be eligible for their insurance plans.
However, considering the comprehensive coverage they provide and the ease of access to their helplines, we think it\’s reasonable.
All in all, we think BCAA is one of the best pet insurance agencies in Vancouver because of the comprehensive coverage they offer and their 24-hour helpline staffed by veterinary technicians.
Pros
- Wide variety of insurance plans
- 12% discount for members
- Customizable insurance policies
- 24/7 pet hotline
Cons
- Membership required
- Closed on weekends
Client Reviews
Great staff and easy to park
\”Great staff, super easy parking and ingenious automatic door…\” -Somonica S.
Top-notch customer service
\”Exceptional customer service. Online booking was easy, and all contact with staffs was both warm and professional…\” -Ray T.
5. Fetch by The Dodo
| CRITERIA | RATING |
| Variety of Insurance Plans | ★★★★☆ 4/5 |
| Coverage | ★★★★☆ 4/5 |
| Benefits | ★★★★★ 5/5 |
| Rates | ★★★★★ 5/5 |
| Payment Options | ★★★★★ 5/5 |
| Discounts | ★★★★★ 5/5 |
| Responsiveness | ★★★★★ 5/5 |
| Client Service | ★★★★☆ 4/5 |
Fetch by The Dodo is one of the most comprehensive pet insurance companies that works with any vet in British Columbia, Canada, and the United States.
We were immediately impressed with the fact that they\’re trusted by no-kill shelters such as the Jacksonville Humane Society, the Humane Society, and many more.
In our opinion, this establishes Fetch as a company that genuinely cares about animals, and is dedicated to ensuring their well-being.
This place covers full sick visits, which can save you between CAD 50 and CAD 250 per vet visit. They also cover injuries, diseases, periodontal disease, and many other things.
What we found to be remarkable was that they also covered medical conditions linked to breed. This means that certain breeds that are known to have genetic medical conditions are covered by their insurance.
This includes breathing problems in French bulldogs or kidney stones in Burmese cats.
We\’re just a bit disappointed that they don\’t cover pre-existing conditions. Despite that, Fetch by The Dodo is one of the best pet insurance agencies in Vancouver.
This is because no matter where you are in British Columbia, Canada, or the United States, your pet is covered by their insurance policies.
Pros
- Works with any vet in British Columbia, Canada, and the United States
- Trusted by numerous no-kill shelters
- Covers medical conditions linked to breed
- Transparent prices
Cons
- Claims have to be filed within 90 days of treatment
- Does not cover pre-existing conditions
Client Reviews
Exceptional customer service
\”Janelle was extremely knowledgeable. Felt she actually cared about my questions and concerns and spent time listening and answering. She was very thorough and very pleasant to talk too…\” -Cathy D.
Keeps clients updated
\”It was incredibly reassuring when Tilly had to be hospitalized. Fetch was awesome at keeping me updated on the process. I wouldn\’t even have to check, i would get updates on a regular basis…\” -Whitney B.
FAQs about Pet Insurance Agencies in Vancouver
That ends our list of the best pet insurance agencies in Vancouver. We hope this list has been useful to you in finding the right coverage for your pet.
Now, just in case you\’re planning to go on a trip and you need someone to look out for your pet, check out our article on the best dog boarding centers in Vancouver.
